We try to to assist you getting access to funds easily and as quickly as possible. Simply follow the below process to submit an application!

I do not want to start off by painting a bleak picture, but in the current economic climate, majority of people are in need of a cash loan some time or another. It’s nothing to be ashamed of.

We are strapped for cash, everything we earn goes straight to living expenses. There seems to be more month at the end of your money, than money at the end of the month.

Emergencies happen, things go wrong, people lose their jobs, or you just need a cash loan to go on that much needed holiday. It’s a fact of life. Money is a requirement!

THE PROCESS:

• Please complete the form on the top of this page and submit.

• We email you a pre-approval form which you need to email back to us.

• We then pre-approve your application in 24 hours.

• Once pre-approved we require you to send us additional documentation.

• Once this is received you can be paid out in as little as 2 days!

All around us are people with expensive cars, grand houses and fancy clothing, so we see plenty of money going around. They are our successful businessmen, wealthy investors and entrepreneurs. These are the kind of people we need – these are our lender, those that offer us cash loans

You could say some had better opportunities than others, better education and business intelligence, but it’s unwise to compare your circumstances to someone else’s. Life offers opportunities, sometimes we take them, and sometimes we miss them.

The point is, we need one another and we all need to survive…..and make the best of what we have. Money is not our source of happiness, but it is necessary to get by…..and engage in some fun. A solution is, apply for a cash loan.

Let’s look at why you need a cash loan? You need to pay off your overdue clothing account, doctors bills, kids school fees, not to mention the ever increasing lights and water bill. You’re getting married, your car broke down, you had a death in the family, you need an emergency operation. Whatever your reason, you are in need of a quick cash loan, like right now!!!

We appreciate that. Maybe you asked your boss for an advance and he said no, and your bank says you don’t qualify for a cash loan due to affordability, and you find out you are black listed. You are mad, you feel overwhelmed, and you don’t deserve this. What are you going to do now?

Never fear!! We can help because we understand your predicament. It is completely safe, we are completely legitimate, and your application is held in the strictest confidence. A lot of us have been there, so we know.

There are, however certain qualifying criteria required for you to qualify for a cash loan. This is the downside of applying for cash loans – I wish it was as simple as plucking the money you need off a money tree! How awesome that would be!

Let’s take a brief look at the qualifying criteria. Firstly you will need to be 18 years or older. Second you will need to earn a regular salary, otherwise how will you pay off your cash loan? Thirdly you will need to prove that you receive a regular salary by means of 3 months bank statements.

Unfortunately, they will to do a credit check on you. They don’t have to, but you see, the lender takes a risk every time he lends money. He has to make sure he gets his money back, with interest, otherwise he loses out….. and goes broke!

A short term cash loan is the best way to go – and borrow only the money that you need. Pay it off as soon as possible, and pay more every month than you need to. This will save you interest and pay off your cash loan quicker.

If you are black listed, it will benefit you to pay a minimum fee for a full credit report, so that you can check if you have any judgments against your name, and what your current credit rating is.

(This will help you decide which route to take, i.e. try for the loan, or get debt counseling. This would be advisable when you are over indebted, and to get credit repair as soon as possible if you are black listed).

You are able to obtain a free credit report online, but it only provides information from ONE of the credit bureaus in South Africa. This is due to the business subscriber having listed you with only ONE of these credit bureaus.

For example, you could find that an adverse listing such as a bad payer default from Edgars, only appears on your Experian credit record, and a magistrates court judgment such as Standard Bank, only appears on your TransUnion credit record.

So, to be on the safe side, get your credit record from both credit bureaus, either by applying directly to each credit bureau, or by getting a consolidated credit record, which we can supply to you on request.

Please note, that we at Easy Cash Loans are willing to assist you with a cash loan even if you are black listed! At present we can help you with a cash loan of up to R15,000. It’s not a large amount, and maybe not enough for what you need right now, but it’s a start. Your emergency is our emergency!!

As you are probably aware, the interest rates are much higher with unsecured cash loans, and those given to clients that are black listed. It is usually prime + 5. Some, as with larger debt consolidation loans, interest rates can go right up to prime + 9.

You ask yourself the question, is it worth it? Yes it can be, depending on your situation. If you’re in trouble and you really need the cash, then we are happy to assist your with a cash loan.

All you have to do is fill in your name, email address and amount required, click on the sign up button and you will receive a preapproval form will be made available to you. Complete this form and email back to us, or fax if you don’t have email. Within 24 hours you will get an email notifying you if you are preapproved or not. (This of course depends on the qualifying criteria mentioned above).

You will then be required to complete a final application and send through supporting documentation, such as you ID, 3 month bank statements and salary slip (the usual stuff required by any financial institution). Once this is received you will get paid out within 2-3 days.

Sound good? Don’t waste anymore time, send us your preapproval form so we can help you asap!